planes de ahorro previo
inglés translation: save & loan plan
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| 13:05 Mar 12, 2002 |
| Traducciones de español a inglés [PRO] Bus/Financial / a report | |||||||
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|  Respuesta elegida de: Robert INGLEDEW Argentina Local time: 21:35 | ||||||
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| 4 +2 | save and loan plan |
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| 4 +1 | The previous savings plans?? |
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| 4 | Lay-away or Christmas club |
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| 4 | buyers' circles |
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Respuestas
11 minutos Nivel de confianza: 
Coincidencias de otros usuarios (netas) +2
Coincidencias de otros usuarios (netas) +2save and loan plan Explicación: I do not know whether these plans exist in the USA. It is a plan by which you have to save 20 or 25% of the amount you wish to be granted, and once you have paid off this amount, you are granted the loan. The problem with these plans is that many of them are not adjusted by inflation (consumer price index), and if you get involved in one while inflation is high, when you receive your loan of devaluated pesos, it might not be enough to cover the price of what you want to buy. Even during the period in which the exchange rate to the peso was pegged to the dollar during 12 years (1 to 1), the prices in Dollars during the first year of the program increased by 70%, to then stabilize, so that even if the plan were in US Dollars, it might not cover the price of what you want to buy. But sometimes it is the only option if you do not qualify financially for a bank loan. These plans are mostly granted for the purchase of houses, apartments and cars, but they also cover other items, and there are some for "whatever you want to buy". Many times you do not receive the loan on the agreed date, because other members of the group are in default with their payments. They are normally formed with groups of say 40 persons. Hope it helps. |
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19 minutos Nivel de confianza: Coincidencias de otros usuarios (netas) +1
1 hora Nivel de confianza:
2 horas Nivel de confianza:
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