| Pages in topic: < [1 2] | Poll: Which payment method do you prefer? Thread poster: ProZ.com Staff
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Sheila Wilson 
Spain
Local time: 01:48
Member (2007)
English
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| No1: bank transfer | Aug 11, 2014 |
I don't get charged for them, wherever in the world they come from, and my bank gives a reasonably good exchange rate too.
But I also accept PayPal and Skrill if bank transfer is too expensive for my client.
I would only accept cheques from UK, French and Spanish banks as those are the countries where I have bank accounts. Even cashing a euro cheque in another eurozone member country is an expensive nightmare, and I certainly would never accept a cheque from the US.
I once re... See more I don't get charged for them, wherever in the world they come from, and my bank gives a reasonably good exchange rate too.
But I also accept PayPal and Skrill if bank transfer is too expensive for my client.
I would only accept cheques from UK, French and Spanish banks as those are the countries where I have bank accounts. Even cashing a euro cheque in another eurozone member country is an expensive nightmare, and I certainly would never accept a cheque from the US.
I once received a Western Union password from a client. I took it to my local post office and they handed over the cash, so that worked OK, too. ▲ Collapse
| | | | | | | It depends on the amount... | Aug 11, 2014 |
For amounts over $400 the fee my Canadian bank charges me for receiving ($20) almost seems reasonable, but most of my North American clients I ask for the good old-fashioned check - which I can deposit free of charge and keep in Us dollars (free US-dollar account) until the exchange rate improves...
For smaller amounts I even accept Paypal even if it's robbery in broad daylight (3.9% fee and dismal exchange rates)
| | | | Mario Chavez (X)
Local time: 20:48
English to Spanish
+ ...
| Gold bullions too? | Aug 11, 2014 |
Julian Holmes wrote: For me, is the only realistic option - it's quick but incurs 'handling fees' which amount to $30 per transaction, whatever the sum involved. For example, if I do a $100 job for an international customer, I get only $70 of that sum. #&'%!  PayPal also is quick but it's time-consuming and costly to transfer amounts from my PayPal account to a regular Japanese bank account. Huge piles of used notes and heavy gold bars are also accepted! 
I seldom use PayPal, but when I do, I factor in the fees in my project fee. Everybody's happy. Well, at least I am happy!
Other payment options: millions of renimbi, latinum bars (according to the Ferengi Laws of Acquisition), diamonds, gold nuggets, U.S. Treasurys with coupons attached, etc.
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Edward Potter
Spain
Local time: 02:48
Member (2003)
Spanish to English
+ ...
| Waiting for PayPal to lower its fees | Aug 11, 2014 |
Where is the competition to PayPal?
PayPal is an excellent service but is much more expensive than it should be. There seems to be no viable competitors other than Skrill/Moneybookers. I prefer the latter but not enough people use it to make it a regular payment method.
Since PayPal's fees are so high I currently prefer a bank transfer.
I am also rediscovering checks, which can be sent directly to my bank with my account number on it. Not ideal, but it c... See more Where is the competition to PayPal?
PayPal is an excellent service but is much more expensive than it should be. There seems to be no viable competitors other than Skrill/Moneybookers. I prefer the latter but not enough people use it to make it a regular payment method.
Since PayPal's fees are so high I currently prefer a bank transfer.
I am also rediscovering checks, which can be sent directly to my bank with my account number on it. Not ideal, but it can work. ▲ Collapse
| | | | | You beat me to it! | Aug 11, 2014 |
Paul Dixon wrote:
Cash is definitely the best method of payment.
I really like cash, but 90% of my clients pay through paypal. Bank transfers can be a bit of a pain for me because I use a credit union instead of a traditional bank, so the funds have to pass through a third party (or so I've been told by the folks at my credit union). I have my Paypal debit card so I really don't even need my bank...
| | | | Paulinho Fonseca
Brazil
Local time: 21:48
Member (2011)
English to Portuguese
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Paypal is perfect for me.
I get payed, pay fees of course. I am able to pay bills online/shop and transfer what I need in cash to my bank account.
| | | | Trudy Peters
United States
Local time: 20:48
German to English
+ ...
Wire transfers within the Euro zone (to my German Euro account), checks in the United States.
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| Bank transfers | Aug 12, 2014 |
I prefer bank transfers and usually received payment by this method because most of my major client use this method.
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