with a deduction of CHF 100.-- per case of illness

Spanish translation: con un deducible de CHF 100 por cada caso de enfermedad

12:04 Feb 22, 2013
English to Spanish translations [PRO]
Education / Pedagogy / Summer Camp School
English term or phrase: with a deduction of CHF 100.-- per case of illness
Can you help me translate the term deduction here?

Context:

Sickness and accident insurance: This insurance is compulsory for all people residing in Switzerland The School is compelled to take out an insurance policy for the student at the parents' expense. Cost: CHF 750.-- per term (with a deduction of CHF 100.-- per case of illness).

Explanation from the client as regards the term 'deduction'
The client said that 'deduction' means that: for every visit to doctor/hospital the first 100.- is paid by the student.

Here's my original translation:
Seguro de enfermedad y accidentes: Este seguro es obligatorio para todos los residentes de Suiza. El Colegio tiene la obligación de contratar una póliza de seguro para la alumna, cuyo coste correrá a cargo de los padres. Precio: 750 CHF por periodo (con una franquicia de 100 CHF por cada caso de enfermedad).

Gracias
Maria Iglesia Ramos
Spain
Spanish translation:con un deducible de CHF 100 por cada caso de enfermedad
Explanation:
I think they may have meant a deductible, not a deduction.

"Deductibles are normally provided as clauses in an insurance policy that dictate how much of an insurance-covered expense is borne by the policyholder. They are normally quoted as a fixed quantity and is a part of most policies covering losses to the policy holder. The insurer then becomes liable for claimable expenses that exceed this amount"

In this case ot means that the insured student will have to pay the first CHF100 of the cost of any illness.

Plan de Cuidado de Salud Manejado - Ahorramos
www.ahorramos.com/articles/Seguros14.htmlUsted pagará típicamente un co-pago por cada visita/servicio. Estos co-pagos son típicamente más altos que un co-pago de HMO pero no siempre. Usted será ...
Nuevos Miembros - Kern Health Systems
kernhealthsystems.com/sp/members/index.html?page_id=115Usted tiene un co-pago por cada visita al doctor y por cada receta médica. Los co-pagos deben de hacerse en el lugar donde recibe el servicio. Esto puede ser ...
Seguro Salud | Just another Gmaango site | Page 15
segurosalud.gmaango.com/page/15/HMO generalmente la demanda que usted elige un médico de atención primaria y de hacer un co-pago por cada visita al médico, junto con las primas de ...

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Note added at 11 hrs (2013-02-22 23:55:27 GMT)
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¿Cómo se calcula el deducible de la Cobertura Adicional para ...
www.supersalud.gob.cl › Inicio › ServiciosEl deducible se calcula de acuerdo a un porcentaje de la cotización pactada en el plan de salud por el afiliado y por cada beneficiario que lo utilice. ... mínimo de 60 UF y un máximo de 126 UF, para cada enfermedad catastrófica o diagnóstico.
Selected response from:

patinba
Argentina
Local time: 13:35
Grading comment
Coincido
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1con la deducción de chf 100,00 por cada caso de enfermedad
Rocio Barrientos
4 +1con un deducible de CHF 100 por cada caso de enfermedad
patinba


Discussion entries: 1





  

Answers


11 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
with a deduction of chf 100.-- per case of illness
con la deducción de chf 100,00 por cada caso de enfermedad


Explanation:
Es una especie de co-aseguro que el asegurado paga

Rocio Barrientos
Bolivia
Local time: 12:35
Works in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 76

Peer comments on this answer (and responses from the answerer)
agree  1728091 (X): de acuerdo. Deducción es el término correcto.
4 hrs
Login to enter a peer comment (or grade)

11 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
with a deduction of chf 100.-- per case of illness
con un deducible de CHF 100 por cada caso de enfermedad


Explanation:
I think they may have meant a deductible, not a deduction.

"Deductibles are normally provided as clauses in an insurance policy that dictate how much of an insurance-covered expense is borne by the policyholder. They are normally quoted as a fixed quantity and is a part of most policies covering losses to the policy holder. The insurer then becomes liable for claimable expenses that exceed this amount"

In this case ot means that the insured student will have to pay the first CHF100 of the cost of any illness.

Plan de Cuidado de Salud Manejado - Ahorramos
www.ahorramos.com/articles/Seguros14.htmlUsted pagará típicamente un co-pago por cada visita/servicio. Estos co-pagos son típicamente más altos que un co-pago de HMO pero no siempre. Usted será ...
Nuevos Miembros - Kern Health Systems
kernhealthsystems.com/sp/members/index.html?page_id=115Usted tiene un co-pago por cada visita al doctor y por cada receta médica. Los co-pagos deben de hacerse en el lugar donde recibe el servicio. Esto puede ser ...
Seguro Salud | Just another Gmaango site | Page 15
segurosalud.gmaango.com/page/15/HMO generalmente la demanda que usted elige un médico de atención primaria y de hacer un co-pago por cada visita al médico, junto con las primas de ...

--------------------------------------------------
Note added at 11 hrs (2013-02-22 23:55:27 GMT)
--------------------------------------------------

¿Cómo se calcula el deducible de la Cobertura Adicional para ...
www.supersalud.gob.cl › Inicio › ServiciosEl deducible se calcula de acuerdo a un porcentaje de la cotización pactada en el plan de salud por el afiliado y por cada beneficiario que lo utilice. ... mínimo de 60 UF y un máximo de 126 UF, para cada enfermedad catastrófica o diagnóstico.

patinba
Argentina
Local time: 13:35
Native speaker of: Native in EnglishEnglish
PRO pts in category: 253
Grading comment
Coincido

Peer comments on this answer (and responses from the answerer)
agree  Yvonne Becker
13 hrs
  -> Thank you, Yvonne!
Login to enter a peer comment (or grade)



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