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los acreditados, en situación irregular con una antigüedad determinada

English translation: borrowers whose loans have been non-performing for a given period

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:los acreditados, en situación irregular con una antigüedad determinada
English translation:borrowers whose loans have been non-performing for a given period
Entered by: patinba

13:22 Nov 21, 2012
Spanish to English translations [PRO]
Bus/Financial - Management / Banca
Spanish term or phrase: los acreditados, en situación irregular con una antigüedad determinada
I don't know what "acreditados" means here. As far as I'm aware it normally has nothing to do with money or credit but in this context I guess it must be. Any ideas? I'm stuck on this whole part of the phrase...


Gestión de impagados, procesos de recobro y tratamiento de la morosidad para facilitar, la consulta, control, seguimiento, priorización y mejor gestión de los acreditados, en situación irregular con una antigüedad determinada o en función de los parámetros que se indiquen por la propia Entidad Financiera
Eleanor P
United Kingdom
Local time: 08:09
borrowers whose loans have been non-performing for a given period
Explanation:
ACREDITADO
En lenguaje jurídico, él que recibe un préstamo o una apertura de crédito.


--------------------------------------------------
Note added at 2 hrs (2012-11-21 15:23:00 GMT)
--------------------------------------------------

"non-performing loan" is a common bank loan classification term in the UK for loans that are in arrears and therefore do not accrue interest.

Quarterly Bulletin Banking Sector Articles - Bank of England
www.bankofengland.co.uk/.../banking.aspx - Traducir esta página
The Bank of England's Real-Time Gross Settlement infrastructure (74k) .... In the long run, a planned reduction in the ratio of non-performing loans (NPLs) to total ...
[PDF]
Financial Market Data for International Financial ... - Bank of England
www.bankofengland.co.uk/education/ccbs/.../financialmarketd... de archivo: PDF/Adobe Acrobat
de EP Davis - Citado por 9 - Artículos relacionados
FOREWORD. In 1998, the Bank of England's Centre for Central Banking Studies (CCBS) under its .... capital adequacy ratios and non-performing loans. Finally ...
[PPT]
Slide 1 - Bank of England
www.bankofengland.co.uk/.../fsr/.../fsr11jun3.pp... - Traducir esta página
Formato de archivo: Microsoft Powerpoint - Vista rápida
3 Jun 2011 – (b) Non-core assets refer to assets that banks have identified for run-off. .... index of market volatility, the share of non-performing loans in total ...
Bank nonperforming loans to total gross loans (%) | Data | Table
data.worldbank.org/indicator/FB.AST.NPER.ZS - Traducir esta página
Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming ...
Selected response from:

patinba
Argentina
Local time: 04:09
Grading comment
Perfect answer, thank you!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +4borrowers whose loans have been non-performing for a given period
patinba


  

Answers


54 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +4
borrowers whose loans have been non-performing for a given period


Explanation:
ACREDITADO
En lenguaje jurídico, él que recibe un préstamo o una apertura de crédito.


--------------------------------------------------
Note added at 2 hrs (2012-11-21 15:23:00 GMT)
--------------------------------------------------

"non-performing loan" is a common bank loan classification term in the UK for loans that are in arrears and therefore do not accrue interest.

Quarterly Bulletin Banking Sector Articles - Bank of England
www.bankofengland.co.uk/.../banking.aspx - Traducir esta página
The Bank of England's Real-Time Gross Settlement infrastructure (74k) .... In the long run, a planned reduction in the ratio of non-performing loans (NPLs) to total ...
[PDF]
Financial Market Data for International Financial ... - Bank of England
www.bankofengland.co.uk/education/ccbs/.../financialmarketd... de archivo: PDF/Adobe Acrobat
de EP Davis - Citado por 9 - Artículos relacionados
FOREWORD. In 1998, the Bank of England's Centre for Central Banking Studies (CCBS) under its .... capital adequacy ratios and non-performing loans. Finally ...
[PPT]
Slide 1 - Bank of England
www.bankofengland.co.uk/.../fsr/.../fsr11jun3.pp... - Traducir esta página
Formato de archivo: Microsoft Powerpoint - Vista rápida
3 Jun 2011 – (b) Non-core assets refer to assets that banks have identified for run-off. .... index of market volatility, the share of non-performing loans in total ...
Bank nonperforming loans to total gross loans (%) | Data | Table
data.worldbank.org/indicator/FB.AST.NPER.ZS - Traducir esta página
Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming ...

patinba
Argentina
Local time: 04:09
Native speaker of: Native in EnglishEnglish
PRO pts in category: 44
Grading comment
Perfect answer, thank you!
Notes to answerer
Asker: That sounds very convincing to me! Thanks ever so much. It's UK English but non-performing loan sounds very familiar to me.


Peer comments on this answer (and responses from the answerer)
agree  Charles Davis: I was thinking about "with payments outstanding", but "non-performing" sounds very convincing. Agree about borrowers.
19 mins
  -> Thank you, Charles!
agree  Andy Watkinson
20 mins
  -> Thanks, Andy!
agree  James A. Walsh
34 mins
  -> Thanks, James!
neutral  Andrew Bramhall: "non-performing loans" doesn't work as a concept in U.K. English at least.
41 mins
  -> Please see added references, Oliver.
agree  Richard Hill
1 hr
  -> Thanks, rich!
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