ファンドを多く積み立てる保険
English translation: Insurance that accumulates a large cash fund
| GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | ||||||
|---|---|---|---|---|---|---|
|
| 00:38 Jan 23, 2005 |
| Japanese to English translations [PRO] Bus/Financial - Insurance | |||||||
|---|---|---|---|---|---|---|---|
|
| ||||||
|  Selected response from: Yakugo (X) | ||||||
Grading comment
| |||||||
| Summary of answers provided | ||||
|---|---|---|---|---|
| 4 | B. insurance that generates a lot of savings |
| ||
| 4 | Insurance that accumulates a large cash fund |
| ||
| 3 | See explanation below |
|
Answers
3 hrs confidence: 
| ファンドを多く積み立てる保険 See explanation below Explanation: My guess answer is "neither" to your guesses. I believe when they say ファンド they mean "premium". Therefore ファンドを多く積み立てる保険 is an insurance with larger premium: thereby larger avialability of the fund due to the larger premium. On the other hand if there are such insurances as your A and B refering to (which I do not have knowledge), then answer is likely A because larger premium generates larger accumulation of funds (regardless of deductible). |
| |
| Login to enter a peer comment (or grade) | ||
16 hrs confidence:
| ファンドを多く積み立てる保険 B. insurance that generates a lot of savings Explanation: I think B. is the right translation. |
| |
| Login to enter a peer comment (or grade) | ||
14 hrs confidence:
| ファンドを多く積み立てる保険 Insurance that accumulates a large cash fund Explanation: UL stands for "universal life". Universal life insurance policies vary in their premiums, policy expenses, rates of cash accumulation, and beneifts. The cash accumulation that you end up with depends on the combination of premiums, costs, and interest rates for the policy. Here are some FAQs from http://www.westernsouthernlife.com/planning/faq/default.asp#... Universal Life Insurance FAQs What is universal life insurance? A universal life insurance policy is an interest-sensitive, flexible-premium, adjustable life insurance policy. The policy owner selects the amount of insurance (selected amount) and periodic premium (selected premium) for which to be billed. Premiums paid plus current interest credited combine to form the policy accumulation value. The cost of insurance, per policy charges, per thousand charges, and billing collection charges are deducted monthly from the policy accumulation value. How does the universal life accumulation value grow? The accumulation value is calculated each month by accumulating at interest the previous month’s accumulation value plus any premiums paid after first deducting the per thousand expense charge, the monthly per policy expense charge, the current cost of insurance, the billing collection charge, and any partial surrender amounts. The guaranteed minimum interest rate is 3% in all years (unless higher due to state requirements). The interest rate currently credited is well above the 3% guaranteed minimum. -------------------------------------------------- Note added at 20 hrs 29 mins (2005-01-23 21:07:28 GMT) -------------------------------------------------- As stated in ths following definition found at http://visagepk.com/xtras/debt-finance/finance_life-insuranc... the accumulation fund is the savings component of a UL policy, so either translation would be fine as far as the meaning is concerned. My preference is for the more specific ¥"accumulation fund¥". Universal Life Universal, like whole, combines insurance with savings. The savings component, called an accumulation fund, earns interest monthly and is used to pay the mortality charge. The oft-repeated sales pitch for universal is that premiums are flexible -- as long as you pay enough to maintain the mortality charge, you can skip adding to the accumulation fund if money is tight. And if you contribute enough to the accumulation fund in the policy¥'s early years, it can throw off enough income to pay your premium in later years. Reference: http://www.westernsouthernlife.com/planning/faq/default.asp#... |
| |
Grading comment
| ||
| Login to enter a peer comment (or grade) | ||
Login or register (free and only takes a few minutes) to participate in this question.
You will also have access to many other tools and opportunities designed for those who have language-related jobs (or are passionate about them). Participation is free and the site has a strict confidentiality policy.
KudoZ™ translation help
The KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.
See also:
Search millions of term translations