GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | ||||||
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12:35 Feb 19, 2008 |
Japanese to English translations [PRO] Bus/Financial - Insurance / Medical insurance (National Health Insurance) | |||||||
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| Selected response from: Ruth Sato United States Local time: 11:39 | ||||||
Grading comment
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Summary of answers provided | ||||
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4 +4 | Out of Pocket Expenses |
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4 +1 | copayment |
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4 | copayment |
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3 | patient's payment/charge |
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copayment Explanation: Copayment If you receive medical treatment at a hospital, you are required to pay 10% of the medical expenses. However, persons with an above average income are required to pay 20%. http://www.city.fukuoka.jp/kokuho/english/area1/main/e1_13.h... |
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Notes to answerer
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Out of Pocket Expenses Explanation: I worked for a major insurance/health company for 3 years after university and I can tell you that the wording regarding these terms can be very important. "Copayment" is a very specific term which I would avoid by using the more general "out of pocket" here because you are talking about something in a system different than that which is native to you. "Copayment" might be what your client is looking for, but to be safe, it is better (in this case) to give a translation that is more general so that it could be interpreted a little more loosely and would be more likely to be understood on a wider range. Of course, this is just my opinion. Good luck!!! -------------------------------------------------- Note added at 1 hr (2008-02-19 13:57:47 GMT) -------------------------------------------------- Sorry, I forgot to tell you that if you're talking about the U.S., there is "copayment" which is a flat fee, and "coinsurance" which is a percentage of the fee paid to a doctor or pharmacist. Both are considered type of payment which are made "out of pocket" and that's why I think you can't go wrong with "out of pocket" here. |
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Notes to answerer
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