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affidamento bancario concesso a termine

English translation: fixed term credit authorisations

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Italian term or phrase:affidamento bancario concesso a termine
English translation:fixed term credit authorisations
Entered by: Oliver Lawrence

08:10 Oct 9, 2009
Italian to English translations [PRO]
Bus/Financial - Investment / Securities
Italian term or phrase: affidamento bancario concesso a termine
From the minutes of a Board meeting:
...
"Il Presidente propone che siano espressamente riservati al Consiglio di Amministrazione i poteri relativi all'accensione, modifica, estinzione anticipata di mutui ipotecari e altri finanziamenti a medio termine.
Restano di competenza dell'Amministratore Delegato l'assunzione di ***affidamenti bancari (cassa, credito di firma, hedging) concessi a termine*** e/o a revoca."
...
TIA :)
Oliver Lawrence
Italy
Local time: 04:22
fixed term credit authorisations
Explanation:
I think that to try and insert "banking" or "granted by the bank" here would be totally redundant and would make the text look pretty strange. Since this includes guarantees and hedging (di firma) something more specific like an overdraft or a credit line would not cover that.
http://www.google.com/search?source=ig&hl=en&rlz=&=&q="fixed...
Selected response from:

James (Jim) Davis
Seychelles
Local time: 06:22
Grading comment
thanks Jim
4 KudoZ points were awarded for this answer



Summary of answers provided
5term bank lines
DCypher (X)
3 +1fixed term loan
Rachael Alexander
4fixed term credit authorisations
James (Jim) Davis


  

Answers


18 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
fixed term loan


Explanation:
fixed term bank loan

Rachael Alexander
Italy
Local time: 04:22
Native speaker of: English

Peer comments on this answer (and responses from the answerer)
agree  potra: Yes
12 hrs
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21 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
fixed term credit authorisations


Explanation:
I think that to try and insert "banking" or "granted by the bank" here would be totally redundant and would make the text look pretty strange. Since this includes guarantees and hedging (di firma) something more specific like an overdraft or a credit line would not cover that.
http://www.google.com/search?source=ig&hl=en&rlz=&=&q="fixed...

James (Jim) Davis
Seychelles
Local time: 06:22
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 80
Grading comment
thanks Jim
Login to enter a peer comment (or grade)

6 hrs   confidence: Answerer confidence 5/5
term bank lines


Explanation:
standard term.

As your text suggests, these credit lines (yes, that IS what they are) relate to various types of instruments which may, at any moment in time, be fully utilised, partially utilised or unutilised...

...various departments within the bank or banking group may not conduct a transaction or a series of transactions of a certain type with a client/counterparty which exceed the established credit line for that activity. Global credit limits for the sum total of all activities with the counterparty would also apply.



DCypher (X)
Local time: 04:22
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 40

Peer comments on this answer (and responses from the answerer)
neutral  James (Jim) Davis: Paul? http://www.google.com/search?hl=it&safe=off&num=100&q="term ... Your authoritative opinion and experience has much weight, but it has its limits without citations to support it.
3 days 15 hrs
  -> Google has its limits. At discussion were overdraft lines, trading lines and various other credit lines.
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