interest-only loans

Chinese translation: 只还利息不还本金的贷款

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

English term or phrase:	interest-only loans
Chinese translation:	只还利息不还本金的贷款
Entered by:	Xu Dongjun

02:18 Mar 26, 2006

English to Chinese translations [PRO]
Investment / Securities / real-estate

English term or phrase: interest-only loans

With interest rates going up, and prices likely to go down, should those of us with big home-equity loans worry?
I am very scared about all those home-equity lines of credit. Everyone saw easy money and started to use their homes like ATMs. Fixed interest rates are going up, but they are still relatively low, so I'd recommend that people get out of home-equity loans and into a fixed-interest-rate loan as soon as possible, for peace of mind. The interest-only loans or an ARM [adjustable-rate mortgage] with optional payment are also worrying. With those, you could wind up owing more on the house than it's worth.

clearwater KudoZ activity Questions: 12458 (5 open) (1 without valid answers) (1079 closed without grading) Answers: 1671 China
Local time: 01:22

只付利息的贷款

Explanation:
只付利息的房屋贷款(Interest Only Mortgage)是指在一定的年限内﹐每月支付利息部分及Escrow﹐无须月付本金。这样月还款金的总额大大减少。这对于强调需要月付金额少的贷款人来说当然是一种好事。据洛杉矶的报纸透露﹐该地区使用这种支付利息的房屋贷款的 ...

Selected response from:

Xu Dongjun
China
Local time: 01:22

Grading comment

谢谢！
已知：只还利息不还本金的贷款
2 KudoZ points were awarded for this answer

Summary of answers provided

4 +2

只付利息的贷款

Xu Dongjun

Answers

1 hr confidence:

peer agreement (net): +2

只付利息的贷款

Xu Dongjun
China
Local time: 01:22
Works in field
Native speaker of:

Chinese
PRO pts in category: 8

Grading comment

谢谢！
已知：只还利息不还本金的贷款

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Chinese translation: 只还利息不还本金的贷款

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Chinese translation: 只还利息不还本金的贷款

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